WARNING: DO NOT SEND OR ACCEPT MONEY THROUGH WESTERN UNION.
Deals involving Western Union or money order are usually scams.

Rules of thumb:

• Never pay in advance for an item that you haven't seen.

• Avoid dealing overseas.

• Don't divulge personal information.

• Common scam: Pedigreed pets that are free.

• Common scam: A buyer wants to overpay.

• Probable scam: A buyer/seller wants to use Western Union or Moneygram.

Classifieds are a great way to find great deals but it pays to be careful.

Fortunately, avoiding scams is easy.

• See it before you buy it. One of the great things about classifieds is that they are best done locally. The easiest way to ensure that you're getting what you want is to go see it in person. Also, choose a meeting place where you feel comfortable -- either go with a friend or meet at a public place.

• Pay Cash. Exchanging cash in person is the safest way to ensure a legitimate transaction. Be suspicious of sellers who request payment by wire transfers or money orders or if they ask money to be sent overseas.

• Ask questions. Before going to see something, ask the seller lots of questions or request more photos. Make sure you know all the necessary details about an item (and see it) before you buy it.

• Look for warning signs of fraud. If a seller is unclear about their location or the origin of an object, be suspicious. Requests for your bank account, social security number, or other personal information is almost always inappropriate, and is a warning sign of fraud.